Kalepa
AI underwriting copilot that triages submissions and enriches risk views for commercial carriers.
About
Kalepa is a New York insurtech founded in 2018 whose Copilot platform serves commercial insurance underwriters. It digitizes each submission, enriches it with third-party and public data into a single risk view, surfaces the exposures that matter, and ranks submissions against the carrier's appetite so underwriters spend time on business most likely to bind. It also reads and summarizes loss runs and supplemental applications automatically.
Customers include Munich Re Specialty North America, Bowhead Specialty, SECURA, Canopius, and Hinterland, with more than 15 carriers on the platform. Kalepa raised a $14 million Series A led by Inspired Capital in 2021 and has been named to FinTech Global's InsurTech100 four years running. Pricing is enterprise and quote-based.
What it can do
- Submission digitization
- Third-party and public data enrichment
- Appetite filtering and risk ranking
- Loss run summarization
- Guideline compliance checking
- Book tracking and prioritization
Setup
Enterprise onboarding: configure underwriting guidelines and appetite, connect submission intake.
Prerequisites
Commercial insurance underwriting team.
Use cases
Works with
Trust score — 6/10
Scored 7/10 (TIER verified, metrics-v1). Evidence: 2026 industry coverage confirms named carrier customers (Munich Re Specialty, Bowhead, SECURA, Canopius) and the Series A funding. Strengths: recognized by InsurTech100 four years running, focused underwriting-desk product, credible customer quotes. Docked for: (1) closed SaaS with no public pricing; (2) speed claims like 58 percent faster quoting are vendor-reported. License: proprietary.
How the trust score is built
Full methodology →- Adoption · stars/downloads, log-scaled vs peers
- 7.0/10
- Maintenance · recency, releases, issue load
- 8.0/10
- Openness · license + docs
- 4.0/10
- Manual review · sanity read + red-flag check
- 7.0/10
- · 2026 industry coverage confirms named carrier customers (Munich Re Specialty, Bowhead, SECURA, Canopius) and Series A
- · InsurTech100 four years running; speed claims vendor-reported
Sources
Every fact above was checked against these sources. Where a claim comes from the provider and couldn't be independently verified, the text says so.