
PortfolioPilot
SEC-registered AI advisor for portfolio health, taxes, and retirement scenarios.
About
PortfolioPilot is an SEC-registered AI advisor that aggregates your full financial picture — brokerages, retirement accounts, crypto, real estate, liabilities — and gives ongoing, data-driven recommendations.
It runs portfolio health checks, tax-aware simulations with loss-harvesting ideas, retirement scenario modeling, and fee tracking, all for a flat subscription instead of an assets-under-management fee. It never takes custody and never executes trades; you implement every recommendation yourself, which keeps you in control but means it is not a robo-advisor you can set and forget.
What it can do
- Full net-worth aggregation across 12,000+ institutions
- Portfolio health checks and risk analysis
- Tax-loss harvesting suggestions
- Retirement scenario modeling
- Estate planning tools
- Flat subscription pricing, no AUM fees
Setup
- Create a free PortfolioPilot account.
- Link brokerages, bank, retirement, and crypto accounts.
- Add real estate and liabilities for a full net-worth view.
- Review the AI health check and recommendations.
- Upgrade for advanced features like monthly tax optimization.
Prerequisites
A PortfolioPilot account; willingness to link financial accounts.
Use cases
Works with
Trust score — 6/10
Scored 6/10 (metrics tier, metrics-v1). Evidence: SEC-registered investment advisor — fiduciary framing, but recommendations are informational; Does not take custody or execute trades; user implements everything; Flat subscription instead of AUM fees; 12,000+ institution connections. License: Proprietary; free tier, paid ~$29/mo or ~$20/mo billed annually..
How the trust score is built
Full methodology →- Adoption · stars/downloads, log-scaled vs peers
- 6.0/10
- Maintenance · recency, releases, issue load
- 7.0/10
- Openness · license + docs
- 4.0/10
- Manual review · sanity read + red-flag check
- 7.0/10
- · SEC-registered investment advisor — fiduciary framing, but recommendations are informational
- · Does not take custody or execute trades; user implements everything
- · Flat subscription instead of AUM fees; 12,000+ institution connections
Sources
Every fact above was checked against these sources. Where a claim comes from the provider and couldn't be independently verified, the text says so.